Check Your Credit Score and Credit Report
Take the appropriate action steps to clean up any errors. Also, if you have credit card debt at an interest rate that was determined years ago or that was obtained when you may have had a lower credit score than you do now, you may be able to lower that interest rate. Just call up the credit card company and let them know that you are looking to lower your interest rate. Read more about credit tips in our article "Credit Tips to Increase Cash Flow."